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If you are a standard user sending money to friends and family within the US using your PayPal balance or bank account, the transaction is usually free. However, if you are selling goods or services, PayPal takes a cut.

PayPal frequently updates its internal offers, which you can find in the "Offers" section of your app. Targeted Reward Vouchers paypal 5 usd

However, third-party platforms like or SEAGM sell "PayPal My Cash" or similar prepaid vouchers (availability varies by region). These allow you to purchase a code online that can be redeemed into a PayPal account. This is particularly useful for: If you are a standard user sending money