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Fully legal for personal use (you aren't sharing it). Cons: Your PC must stay on; quality is limited to your capture card; you cannot change channels remotely via the M3U easily.

A: TiviMate for Android TV and GSE IPTV for iOS are the best because they handle the & and ? characters in URLs well, which are common in Indian streaming links. They also support UTF-8 encoding for Hindi/Tamil channel names.