In Germany, your monthly pension is: Entgeltpunkte × Zugangsfaktor × aktueller Rentenwert × Rentenartfaktor .
Calculating your future pension or annuity—often referred to by the keyword —is a vital part of financial planning. Microsoft Excel provides powerful built-in financial functions that allow you to model various retirement scenarios, from estimating a lump sum's future value to determining how much you can safely withdraw each month. Key Excel Functions for Pension Planning rente excel
You are 35 years old, save €400/month, and retire at 67 (32 years). You expect a 6% annual return. In Germany, your monthly pension is: Entgeltpunkte ×
=PMT(rente; aantal_termijnen; hw; [tw]; [type]) rente excel