To the untrained eye, this is organization. To a security professional, it is a goldmine of liability.
: This post explains that ULP files are a streamlined format for stolen data, removing "unnecessary" info to leave just the target URL, username/email, and password. Url.Login.Password.txt
Url.Login.Password.txt is a digital suicide note. It represents a fundamental misunderstanding of how modern cyber threats operate. Convenience is not security. Readability is not safety. To the untrained eye, this is organization